Personal Loan
Fast, Flexible Personal Loans for Every Life Goal
Whether it's a medical emergency, a wedding or a home renovation, Invest Gold & General Finance has been a trusted lending partner in Kerala since 1996. Quick approval, minimal paperwork and flexible repayment.
Built for Speed, Security & Clear Terms
- Attractive interest rates — no hidden charges, ever
- Loan amounts to suit a wide range of needs, from small expenses to major life goals
- Flexible tenure options to match your repayment comfort
- Fast processing with minimal documentation
- Open to salaried employees and self-employed professionals
How Our Personal Loan Process Works
- Visit your nearest branch or enquire with our team
- Submit the required documents — ID, address and income proof
- Get your loan offer based on your repayment capacity
- Get instant disbursal directly to your account
- Repay via flexible daily, weekly or monthly EMI options
Your Personal Loan EMI
Enter the loan amount, interest rate and tenure to see your monthly EMI, total interest and total amount payable (reducing-balance method).
* Indicative EMI on a reducing-balance basis. Actual rate, processing fee, GST and eligibility depend on your income, credit profile and documentation, and are confirmed at the branch. Weekly and daily figures are the monthly EMI split across the period.
Ready to get started?
Visit your nearest branch or send an enquiry — our team will walk you through eligibility and documentation.
Disclaimer
*"D" stands for number of days from last up-to-date payment of interest or pledge date as the case may be; interest rate slabs will be applicable retrospectively from the pledge date or from the last up-to-date interest payment date as the case may be.
Also, loans will be shifted back to the original interest rate at which the loan was availed once the borrower remits the interest accrued in full. In general, monthly servicing of interest accrued by borrowers is required to maintain the applicable interest rate at the base slab of the scheme.