Consumer Loan
Buy What You Need, Pay at Your Own Pace
From appliances to electronics and more, finance your next purchase with a consumer loan from Invest Gold & General Finance. Easy eligibility, competitive rates and convenient EMI options.
Built for Speed, Security & Clear Terms
- Attractive interest rates — no hidden charges, ever
- Easy eligibility, even for those new to credit
- Flexible EMI options to match your repayment comfort
- Finance a wide range of consumer durables and purchases
- Open to salaried, self-employed and business individuals
How Our Consumer Loan Process Works
- Visit your nearest branch or enquire with our team to check your eligibility
- Share details of the product or purchase you want to finance
- Submit the required documents — ID, address and income proof
- Get your loan offer and approved EMI plan
- Complete your purchase and repay via flexible EMI options
Your Consumer Loan EMI
Enter the loan amount, interest rate and tenure to see your monthly EMI, total interest and total amount payable (reducing-balance method).
* Indicative EMI on a reducing-balance basis. Actual rate, processing fee, GST and eligibility depend on your income, credit profile and documentation, and are confirmed at the branch. Weekly and daily figures are the monthly EMI split across the period.
Ready to get started?
Visit your nearest branch or send an enquiry — our team will walk you through eligibility and documentation.
Disclaimer
*"D" stands for number of days from last up-to-date payment of interest or pledge date as the case may be; interest rate slabs will be applicable retrospectively from the pledge date or from the last up-to-date interest payment date as the case may be.
Also, loans will be shifted back to the original interest rate at which the loan was availed once the borrower remits the interest accrued in full. In general, monthly servicing of interest accrued by borrowers is required to maintain the applicable interest rate at the base slab of the scheme.