Gold Loan

Get Instant Cash Against Your Gold — Safe, Fast, Transparent

Unlock the value of your gold jewellery with a secure gold loan from Invest Gold & General Finance, a name Kerala has trusted for gold-backed lending. Get quick approval, minimal paperwork and same-day disbursal.

Why Choose Invest Gold Finance

Built for Speed, Security & Clear Terms

  • Attractive interest rates — no hidden charges, ever
  • Maximum loan value on your gold's current market rate
  • Same-day disbursal with minimal documentation
  • 100% insured vault storage with 24/7 monitoring
  • Flexible repayment options to suit your finances
How It Works

How Our Gold Loan Process Works

  1. Visit your nearest branch or request a call for service
  2. Get your gold appraised by our trained evaluators
  3. Receive your loan offer based on current gold value
  4. Get instant disbursal directly to your account
  5. Repay flexibly and reclaim your gold anytime
Gold Loan Calculator

How Much Can Your Gold Unlock?

Estimate your eligible gold loan — calculate by the gold you hold, or by the cash you need.

“How much gold do you have today? Let me calculate for you.
Invest Gold mascot ready to calculate
Gold Loan Calculator Estimate the loan your gold can secure
Eligible loan amount
₹2,76,000
₹3,68,000Gold value
75%LTV applied
₹24,540Approx. EMI

* Indicative estimate only. Actual eligibility depends on appraised purity, weight, the prevailing gold rate on the day of pledge and applicable scheme terms. Loan-to-value is capped as per RBI norms. Interest rate slabs may apply retrospectively from the pledge date — please confirm final figures at a branch.

Ready to get started?

Visit your nearest branch or send an enquiry — our team will walk you through eligibility and documentation.

Disclaimer

*"D" stands for number of days from last up-to-date payment of interest or pledge date as the case may be; interest rate slabs will be applicable retrospectively from the pledge date or from the last up-to-date interest payment date as the case may be.

Also, loans will be shifted back to the original interest rate at which the loan was availed once the borrower remits the interest accrued in full. In general, monthly servicing of interest accrued by borrowers is required to maintain the applicable interest rate at the base slab of the scheme.