Fixed-Return Options That Show the Numbers

Investments

Predictable instruments for investors who want steady income without market volatility. Available to investors who have received a private offer from the company.

Secured

Non-Convertible Debentures

Fixed interest income with monthly or quarterly payouts, secured against company assets — a predictable way to grow savings without market risk.

  • Secured against company assets
  • Choose from defined tenure options
  • Monthly or quarterly payout
  • Transferable with company approval
Explore NCD Investment
5-Year Term

Subordinated Debt

Fixed monthly interest payout over a 5-year term — built for long-term investors seeking reliable, predictable income from a proven lender.

  • Fixed tenure — 60 or 72 months
  • Monthly, quarterly, yearly or on maturity
  • Non-marketable certificate
  • Cheque or account transfer only
Explore Subordinated Debt
2x Target

Doubling Sub-Debt Scheme

A 72-month plan that states your target maturity benefit — 2x your investment — right on your certificate from day one.

  • 72-month tenure, 60-month lock-in
  • Invest ₹10,000 – ₹1 Crore
  • Target benefit stated in writing
  • TDS as per applicable IT rules
Explore the Doubling Scheme
Good to Know

Before You Invest

All three schemes are offered only to investors who have received a private offer from the company. Investments are accepted by cheque or account transfer only — cash is not accepted — and a duly filled application with photograph, valid KYC and PAN is required. TDS is deducted as per applicable Income Tax rules.

Non-Convertible Debentures are secured against company assets. Subordinated Debt and the Doubling Sub-Debt Scheme are unsecured instruments subordinated to the claims of other creditors, and carry the credit risk of the issuer. None of these instruments are government-guaranteed.

Request a private offer

Investment schemes are offered privately. Send an enquiry and our team will walk you through eligibility, tenure options and payout modes.