/* =============================================================
   INVEST GOLD GENERAL FINANCE (P) LIMITED
   Premium royal theme — gold + deep navy
   Sections:
     01. Tokens & themes      07. Investments
     02. Reset & base         08. Calculator
     03. Utilities/animation  09. Why choose us
     04. Header               10. Testimonials
     05. Hero                 11. App / News / FAQ / Enquiry
     06. Products             12. Footer, FAB, responsive
   ============================================================= */

/* ---------- 01. TOKENS & THEMES ---------- */
:root {
    /* brand golds (constant across themes) */
    --gold-100: #fbf3d2;
    --gold-200: #f2dfa0;
    --gold-300: #e7c766;
    --gold-400: #d4af37;
    --gold-500: #c9a227;
    --gold-600: #a87f16;
    --gold-700: #7c5d0c;

    --navy-900: #070c1f;
    --navy-800: #0a0f2c;
    --navy-700: #0b1b3f;
    --navy-600: #12275a;

    --grad-gold: linear-gradient(
        135deg,
        var(--gold-200) 0%,
        var(--gold-400) 45%,
        var(--gold-600) 100%
    );
    --grad-gold-text: linear-gradient(
        100deg,
        var(--gold-200),
        var(--gold-400) 40%,
        var(--gold-100) 55%,
        var(--gold-500)
    );

    /* type */
    --font-display: "Cormorant Garamond", "Times New Roman", Georgia, serif;
    --font-body:
        "Plus Jakarta Sans", "Segoe UI", system-ui, -apple-system, sans-serif;

    /* metrics */
    --container: 1240px;
    --radius-sm: 10px;
    --radius: 18px;
    --radius-lg: 26px;
    --topbar-h: 74px;
    --nav-h: 66px;
    --ease: cubic-bezier(0.22, 1, 0.36, 1);
    --dur: 0.55s;
}

/* DARK (default) */
:root,
[data-theme="dark"] {
    color-scheme: dark;
    --bg: var(--navy-900);
    --bg-alt: #090f26;
    --bg-deep: #05091a;
    --surface: rgba(255, 255, 255, 0.045);
    --surface-2: rgba(255, 255, 255, 0.075);
    --surface-solid: #0d142e;
    --border: rgba(212, 175, 55, 0.2);
    --border-soft: rgba(255, 255, 255, 0.08);
    --text: #ecf1ff;
    --text-strong: #ffffff;
    --muted: #a3aecb;
    --gold-ink: var(--gold-300);
    --shadow: 0 24px 60px -22px rgba(0, 0, 0, 0.85);
    --shadow-gold: 0 20px 50px -22px rgba(212, 175, 55, 0.55);
    --glow: radial-gradient(
        closest-side,
        rgba(212, 175, 55, 0.34),
        transparent 72%
    );
    --hero-wash:
        radial-gradient(
            1100px 620px at 78% 8%,
            rgba(212, 175, 55, 0.18),
            transparent 62%
        ),
        radial-gradient(
            900px 520px at 8% 92%,
            rgba(18, 39, 90, 0.85),
            transparent 65%
        );
    --sheen: linear-gradient(
        105deg,
        transparent 38%,
        rgba(255, 255, 255, 0.16) 48%,
        transparent 58%
    );
    --card-top: linear-gradient(
        180deg,
        rgba(255, 255, 255, 0.06),
        rgba(255, 255, 255, 0)
    );
}

/* LIGHT */
[data-theme="light"] {
    color-scheme: light;
    --bg: #fcfaf5;
    --bg-alt: #f5f0e3;
    --bg-deep: #efe8d6;
    --surface: rgba(255, 255, 255, 0.78);
    --surface-2: #ffffff;
    --surface-solid: #ffffff;
    --border: rgba(168, 127, 22, 0.26);
    --border-soft: rgba(11, 27, 63, 0.1);
    --text: #16203f;
    --text-strong: var(--navy-800);
    --muted: #5a6486;
    --gold-ink: var(--gold-700);
    --shadow: 0 22px 50px -26px rgba(11, 27, 63, 0.38);
    --shadow-gold: 0 20px 46px -24px rgba(168, 127, 22, 0.45);
    --glow: radial-gradient(
        closest-side,
        rgba(212, 175, 55, 0.28),
        transparent 72%
    );
    --hero-wash:
        radial-gradient(
            1100px 620px at 78% 6%,
            rgba(212, 175, 55, 0.22),
            transparent 62%
        ),
        radial-gradient(
            900px 520px at 6% 92%,
            rgba(255, 255, 255, 0.9),
            transparent 60%
        );
    --sheen: linear-gradient(
        105deg,
        transparent 38%,
        rgba(255, 255, 255, 0.75) 48%,
        transparent 58%
    );
    --card-top: linear-gradient(
        180deg,
        rgba(255, 255, 255, 0.9),
        rgba(255, 255, 255, 0)
    );
}

/* ---------- 02. RESET & BASE ---------- */
*,
*::before,
*::after {
    box-sizing: border-box;
}
* {
    margin: 0;
}
html {
    scroll-behavior: smooth;
    scroll-padding-top: calc(var(--nav-h) + 18px);
    -webkit-text-size-adjust: 100%;
}
body {
    font-family: var(--font-body);
    background: var(--bg);
    color: var(--text);
    line-height: 1.68;
    font-size: 16px;
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    transition:
        background-color 0.4s var(--ease),
        color 0.4s var(--ease);
}
img,
svg,
video {
    display: block;
    max-width: 100%;
}
a {
    color: inherit;
    text-decoration: none;
}
button,
input,
select,
textarea {
    font: inherit;
    color: inherit;
}
button {
    background: none;
    border: 0;
    cursor: pointer;
}
:focus-visible {
    outline: 2px solid var(--gold-400);
    outline-offset: 3px;
    border-radius: 6px;
}
::selection {
    background: var(--gold-400);
    color: var(--navy-900);
}

h1,
h2,
h3,
h4 {
    font-family: var(--font-display);
    font-weight: 700;
    line-height: 1.12;
    color: var(--text-strong);
    letter-spacing: 0.2px;
}
h1 {
    font-size: clamp(2.35rem, 5.4vw, 4.15rem);
}
h2 {
    font-size: clamp(1.95rem, 3.9vw, 3rem);
}
h3 {
    font-size: clamp(1.2rem, 2vw, 1.5rem);
}
p {
    color: var(--muted);
}

.container {
    width: min(100% - 2.6rem, var(--container));
    margin-inline: auto;
}
.section {
    padding: clamp(3rem, 6vw, 5rem) 0;
    position: relative;
}
.section--alt {
    background: var(--bg-alt);
}
.section--deep {
    background: var(--bg-deep);
}

/* ---------- 03. UTILITIES, TEXT FX, ANIMATION ---------- */
.gold-text {
    background: var(--grad-gold-text);
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
    background-size: 220% 100%;
    animation: shimmerText 6s linear infinite;
}
@keyframes shimmerText {
    to {
        background-position: -220% 0;
    }
}

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 0.6rem;
    font-family: var(--font-body);
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: var(--gold-ink);
    padding: 0.42rem 0.95rem;
    border-radius: 999px;
    border: 1px solid var(--border);
    background: var(--surface);
}
.eyebrow::before {
    content: "";
    width: 16px;
    height: 1px;
    background: var(--grad-gold);
}

.section-head {
    text-align: center;
    max-width: 780px;
    margin: 0 auto clamp(2.6rem, 5vw, 4rem);
}
.section-head p {
    margin-top: 1rem;
    font-size: 1.03rem;
}
.section-head h2 {
    margin-top: 1.1rem;
}

.divider {
    width: 132px;
    height: 14px;
    margin: 1.1rem auto 0;
    opacity: 0.95;
}
.divider svg {
    width: 100%;
    height: 100%;
}

/* buttons */
.btn {
    --btn-pad: 0.92rem 1.9rem;
    position: relative;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.6rem;
    padding: var(--btn-pad);
    border-radius: 999px;
    font-size: 0.92rem;
    font-weight: 700;
    letter-spacing: 0.02em;
    overflow: hidden;
    isolation: isolate;
    white-space: nowrap;
    transition:
        transform 0.3s var(--ease),
        box-shadow 0.3s var(--ease),
        border-color 0.3s var(--ease),
        color 0.3s var(--ease);
}
.btn::after {
    /* gold shimmer sweep */
    content: "";
    position: absolute;
    inset: 0;
    z-index: -1;
    background: var(--sheen);
    transform: translateX(-120%);
    transition: transform 0.8s var(--ease);
}
.btn:hover::after {
    transform: translateX(120%);
}
.btn:hover {
    transform: translateY(-3px);
}
.btn:active {
    transform: translateY(-1px);
}

.btn--gold {
    background: var(--grad-gold);
    color: var(--navy-900);
    box-shadow: var(--shadow-gold);
}
.btn--gold:hover {
    box-shadow: 0 26px 60px -20px rgba(212, 175, 55, 0.7);
}
.btn--ghost {
    border: 1px solid var(--border);
    color: var(--text);
    background: var(--surface);
}
.btn--ghost:hover {
    border-color: var(--gold-400);
    color: var(--gold-ink);
}
.btn--sm {
    --btn-pad: 0.62rem 1.25rem;
    font-size: 0.82rem;
}
.btn--block {
    width: 100%;
}

.link-arrow {
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    font-size: 0.87rem;
    font-weight: 700;
    color: var(--gold-ink);
}
.link-arrow svg {
    transition: transform 0.35s var(--ease);
}
.link-arrow:hover svg {
    transform: translateX(5px);
}

/* scroll reveal */
[data-reveal] {
    opacity: 0;
    transform: translateY(28px);
    transition:
        opacity 0.8s var(--ease),
        transform 0.8s var(--ease);
}
[data-reveal].is-visible {
    opacity: 1;
    transform: none;
}
[data-reveal="left"] {
    transform: translateX(-34px);
}
[data-reveal="right"] {
    transform: translateX(34px);
}
[data-reveal="zoom"] {
    transform: scale(0.94);
}

/* generic gold card */
.card {
    position: relative;
    padding: 1.9rem 1.7rem;
    border-radius: var(--radius);
    background: var(--surface);
    border: 1px solid var(--border-soft);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    overflow: hidden;
    isolation: isolate;
    transition:
        transform 0.45s var(--ease),
        border-color 0.45s var(--ease),
        box-shadow 0.45s var(--ease),
        background-color 0.45s var(--ease);
}
.card::before {
    content: "";
    position: absolute;
    inset: 0;
    background: var(--card-top);
    opacity: 0.8;
    z-index: -1;
}
.card::after {
    /* hover glow follows pointer */
    content: "";
    position: absolute;
    inset: -1px;
    z-index: -1;
    opacity: 0;
    background: radial-gradient(
        360px circle at var(--mx, 50%) var(--my, 0%),
        rgba(212, 175, 55, 0.2),
        transparent 62%
    );
    transition: opacity 0.45s var(--ease);
}

.card:hover::after {
    opacity: 1;
}

.card-icon {
    width: 60px;
    height: 60px;
    border-radius: 16px;
    display: grid;
    place-items: center;
    background: linear-gradient(
        150deg,
        rgba(212, 175, 55, 0.22),
        rgba(212, 175, 55, 0.04)
    );
    border: 1px solid var(--border);
    color: var(--gold-ink);
    margin-bottom: 1.25rem;
    transition:
        transform 0.45s var(--ease),
        box-shadow 0.45s var(--ease);
}
.card:hover .card-icon {
    transform: translateY(-3px) rotate(-4deg);
    box-shadow: var(--shadow-gold);
}
.card-icon svg {
    width: 28px;
    height: 28px;
}

/* ---------- 04. HEADER ---------- */
.topbar {
    background: linear-gradient(
        90deg,
        var(--navy-800),
        var(--navy-700) 55%,
        var(--navy-800)
    );
    border-bottom: 1px solid rgba(212, 175, 55, 0.18);
    color: #eaf0ff;
    position: relative;
    z-index: 60;
}
.topbar__inner {
    min-height: var(--topbar-h);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    padding: 0.35rem 0;
}
.brand {
    display: flex;
    align-items: center;
}
.brand__logo {
    width: auto;
    height: 42px;
    max-width: 100%;
    object-fit: contain;
}
.brand--footer .brand__logo {
    max-width: 240px;
}
.brand--footer .brand__logo {
    height: 92px;
}
.topbar__right {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}
.social {
    display: flex;
    gap: 0.38rem;
}
.social a {
    width: 32px;
    height: 32px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    border: 1px solid rgba(212, 175, 55, 0.28);
    color: var(--gold-300);
    transition:
        transform 0.35s var(--ease),
        background 0.35s var(--ease),
        color 0.35s var(--ease);
}
.social a:hover {
    background: var(--grad-gold);
    color: var(--navy-900);
    transform: translateY(-3px) scale(1.06);
}
.social svg {
    width: 15px;
    height: 15px;
}
.topbar__sep {
    width: 1px;
    height: 22px;
    background: rgba(212, 175, 55, 0.25);
    margin-inline: 0.35rem;
}
.topbar__call {
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    font-size: 0.8rem;
    font-weight: 600;
    color: #eaf0ff;
}
.topbar__call svg {
    width: 14px;
    height: 14px;
    color: var(--gold-300);
}

.theme-toggle {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    border: 1px solid rgba(212, 175, 55, 0.35);
    color: var(--gold-300);
    transition:
        transform 0.4s var(--ease),
        background 0.35s var(--ease),
        color 0.35s var(--ease);
}
.theme-toggle:hover {
    background: var(--grad-gold);
    color: var(--navy-900);
    transform: rotate(35deg);
}
.theme-toggle svg {
    width: 17px;
    height: 17px;
}
.theme-toggle .i-moon {
    display: none;
}
[data-theme="light"] .theme-toggle .i-moon {
    display: block;
}
[data-theme="light"] .theme-toggle .i-sun {
    display: none;
}

.nav {
    position: sticky;
    top: 0;
    z-index: 55;
    background: var(--bg); /* fallback where color-mix is unsupported */
    background: color-mix(in srgb, var(--bg) 78%, transparent);
    border-bottom: 1px solid var(--border-soft);
    backdrop-filter: blur(16px) saturate(160%);
    -webkit-backdrop-filter: blur(16px) saturate(160%);
    transition:
        box-shadow 0.4s var(--ease),
        background-color 0.4s var(--ease),
        border-color 0.4s var(--ease);
}
.nav.is-stuck {
    box-shadow: 0 12px 40px -24px rgba(0, 0, 0, 0.8);
    border-color: var(--border);
}
.nav__inner {
    min-height: var(--nav-h);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
}
.nav__links {
    display: flex;
    align-items: center;
    gap: 0.25rem;
    list-style: none;
    padding: 0;
}
.nav__links a {
    position: relative;
    display: block;
    padding: 0.55rem 0.82rem;
    border-radius: 10px;
    font-size: 0.87rem;
    font-weight: 600;
    color: var(--text);
    transition:
        color 0.3s var(--ease),
        background 0.3s var(--ease);
}
.nav__links a::after {
    content: "";
    position: absolute;
    left: 50%;
    bottom: 6px;
    height: 2px;
    width: 0;
    border-radius: 2px;
    background: var(--grad-gold);
    transform: translateX(-50%);
    transition: width 0.35s var(--ease);
}
.nav__links a:hover,
.nav__links a.is-active {
    color: var(--gold-ink);
}
.nav__links a:hover::after,
.nav__links a.is-active::after {
    width: calc(100% - 1.6rem);
}
.nav__cta {
    display: flex;
    align-items: center;
    gap: 0.6rem;
}
.nav__burger {
    display: none;
    width: 42px;
    height: 42px;
    border-radius: 12px;
    border: 1px solid var(--border);
    color: var(--gold-ink);
}
.nav__burger span {
    display: block;
    width: 18px;
    height: 2px;
    margin: 3px auto;
    background: currentColor;
    border-radius: 2px;
    transition:
        transform 0.35s var(--ease),
        opacity 0.3s;
}
.nav.is-open .nav__burger span:nth-child(1) {
    transform: translateY(5px) rotate(45deg);
}
.nav.is-open .nav__burger span:nth-child(2) {
    opacity: 0;
}
.nav.is-open .nav__burger span:nth-child(3) {
    transform: translateY(-5px) rotate(-45deg);
}

/* scroll progress */
.progress {
    position: fixed;
    inset: 0 auto auto 0;
    height: 3px;
    width: 0;
    z-index: 90;
    background: var(--grad-gold);
    box-shadow: 0 0 14px rgba(212, 175, 55, 0.8);
}

/* ---------- 05. HERO ---------- */
.hero {
    position: relative;
    overflow: hidden;
    padding: clamp(3.5rem, 7vw, 6rem) 0 clamp(4rem, 8vw, 6.5rem);
}
.hero::before {
    content: "";
    position: absolute;
    inset: 0;
    /* background: var(--hero-wash); */
    pointer-events: none;
}
.hero::after {
    /* royal pillar grid */
    content: "";
    position: absolute;
    inset: 0;
    pointer-events: none;
    opacity: 0.5;
    /* background-image: linear-gradient(
        90deg,
        var(--border-soft) 1px,
        transparent 1px
    ); */
    /* background-size: 88px 100%; */
    /* mask-image: linear-gradient(180deg, transparent, #000 30%, transparent 92%);
    -webkit-mask-image: linear-gradient(
        180deg,
        transparent,
        #000 30%,
        transparent 92%
    ); */
}
.hero__video-overlay {
    position: absolute;
    inset: 0;
    opacity: 0.85;
    z-index: 1;
    pointer-events: none;
    background:
        linear-gradient(
            180deg,
            rgba(7, 12, 31, 0.7) 0%,
            rgba(7, 12, 31, 0.48) 45%,
            rgba(7, 12, 31, 0.88) 100%
        ),
        linear-gradient(
            90deg,
            rgba(7, 12, 31, 0.92) 0%,
            rgba(7, 12, 31, 0.38) 60%,
            rgba(7, 12, 31, 0.12) 100%
        );
}
.hero {
    background-color: #070c1f;
}
.hero__video {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    z-index: 0;
    pointer-events: none;
}

.hero::before,
.hero::after {
    z-index: 1;
}
.hero__inner {
    position: relative;
    z-index: 2;
}

/* Keep hero copy readable on the video in either colour theme */
.hero .eyebrow,
.hero h1,
.hero .hero__lead {
    color: #fff;
}
.hero .badge {
    background: rgba(255, 255, 255, 0.07);
    border-color: rgba(255, 255, 255, 0.16);
}
.hero .badge b,
.hero .badge span {
    color: #fff;
}

@media (prefers-reduced-motion: reduce) {
    .hero__video {
        display: none;
    }
}

/* Hide the mascot medallion + orbiting product links; the video is the visual now */
.hero__visual {
    display: none;
}
.hero__inner {
    grid-template-columns: 1fr;
}
.hero__copy {
    max-width: 46rem;
}
.hero__inner {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: clamp(2rem, 4vw, 4rem);
    align-items: center;
}
.hero h1 {
    margin: 1.3rem 0 1.15rem;
}
.hero__lead {
    font-size: clamp(1rem, 1.3vw, 1.12rem);
    max-width: 56ch;
}
.hero__cta {
    display: flex;
    flex-wrap: wrap;
    gap: 0.9rem;
    margin-top: 2.1rem;
}

.hero__badges {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0.9rem;
    margin-top: 2.8rem;
}
.badge {
    padding: 1.05rem 1rem;
    border-radius: 16px;
    text-align: center;
    background: var(--surface);
    border: 1px solid var(--border-soft);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    transition:
        transform 0.45s var(--ease),
        border-color 0.45s var(--ease),
        box-shadow 0.45s var(--ease);
}

.badge svg {
    width: 22px;
    height: 22px;
    margin: 0 auto 0.5rem;
    color: var(--gold-ink);
}
.badge span {
    font-size: 0.74rem;
    letter-spacing: 0.06em;
    color: var(--muted);
    display: block;
}
.badge b,
.badge b span {
    display: inline-block;
    font-family: var(--font-display);
    font-size: 1.4rem;
    color: var(--text-strong);
    line-height: 1;
}

/* hero mascot medallion */
.hero__visual {
    position: relative;
    display: grid;
    place-items: center;
    min-height: 540px;
}
.medallion {
    position: relative;
    width: min(100%, 470px);
    aspect-ratio: 1;
    border-radius: 50%;
    display: grid;
    place-items: center;
    isolation: isolate;
    background: radial-gradient(
        circle at 50% 32%,
        #16255a 0%,
        var(--navy-700) 42%,
        var(--navy-900) 100%
    );
    border: 1px solid rgba(212, 175, 55, 0.45);
    box-shadow:
        0 40px 90px -40px rgba(0, 0, 0, 0.9),
        inset 0 0 70px rgba(212, 175, 55, 0.12);
    animation: floaty 6.5s var(--ease) infinite;
}
@keyframes floaty {
    0%,
    100% {
        transform: translateY(0);
    }
    50% {
        transform: translateY(-14px);
    }
}

.medallion::before {
    /* rotating gold aura */
    content: "";
    position: absolute;
    inset: -14%;
    z-index: -2;
    border-radius: 50%;
    background: conic-gradient(
        from 0deg,
        transparent 0 12%,
        rgba(212, 175, 55, 0.55) 22%,
        transparent 34%,
        transparent 50% 62%,
        rgba(212, 175, 55, 0.4) 72%,
        transparent 84%
    );
    filter: blur(22px);
    opacity: 0.85;
    animation: spin 16s linear infinite;
}
.medallion::after {
    /* inner ring */
    content: "";
    position: absolute;
    inset: 4.5%;
    border-radius: 50%;
    border: 1px dashed rgba(212, 175, 55, 0.38);
    animation: spin 40s linear infinite reverse;
}
@keyframes spin {
    to {
        transform: rotate(360deg);
    }
}

.medallion__frame {
    position: relative;
    width: 91%;
    aspect-ratio: 1;
    border-radius: 50%;
    overflow: hidden;
    background: var(--navy-700);
    box-shadow: inset 0 0 0 1px rgba(212, 175, 55, 0.35);
}
.medallion__img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: 50% 46%;
    /* the 1.3s loop — royal idle "breath" applied to the supplied mascot artwork */
    animation: mascotIdle 1.3s ease-in-out infinite;
    transform-origin: 50% 88%;
}
@keyframes mascotIdle {
    0% {
        transform: translateY(0) scale(1);
    }
    35% {
        transform: translateY(-6px) scale(1.012);
    }
    60% {
        transform: translateY(-3px) scale(1.006) rotate(0.4deg);
    }
    100% {
        transform: translateY(0) scale(1);
    }
}
.medallion__shine {
    /* 1.3s gold shimmer sweep across the medallion */
    position: absolute;
    inset: 0;
    border-radius: 50%;
    pointer-events: none;
    overflow: hidden;
}
.medallion__shine::before {
    content: "";
    position: absolute;
    top: -60%;
    left: -60%;
    width: 60%;
    height: 220%;
    background: linear-gradient(
        90deg,
        transparent,
        rgba(255, 255, 255, 0.22),
        transparent
    );
    transform: rotate(22deg);
    animation: shineSweep 1.3s linear infinite;
}
@keyframes shineSweep {
    0% {
        transform: translate(-40%, 0) rotate(22deg);
    }
    100% {
        transform: translate(360%, 0) rotate(22deg);
    }
}

.crown-orbit {
    position: absolute;
    inset: 0;
    pointer-events: none;
}
.crown-orbit i {
    position: absolute;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--grad-gold);
    box-shadow: 0 0 16px rgba(212, 175, 55, 0.9);
    animation: orbitPulse 2.6s ease-in-out infinite;
}
.crown-orbit i:nth-child(1) {
    top: 6%;
    left: 50%;
}
.crown-orbit i:nth-child(2) {
    top: 30%;
    right: 3%;
    animation-delay: 0.4s;
}
.crown-orbit i:nth-child(3) {
    bottom: 12%;
    right: 16%;
    animation-delay: 0.8s;
}
.crown-orbit i:nth-child(4) {
    bottom: 6%;
    left: 34%;
    animation-delay: 1.2s;
}
.crown-orbit i:nth-child(5) {
    top: 34%;
    left: 2%;
    animation-delay: 1.6s;
}
@keyframes orbitPulse {
    0%,
    100% {
        opacity: 0.35;
        transform: scale(0.7);
    }
    50% {
        opacity: 1;
        transform: scale(1.25);
    }
}

/* ---- hero orbit: product badges circling the mascot (poster layout) ---- */
.orbit {
    position: relative;
    width: min(100%, 540px);
    aspect-ratio: 1;
    display: grid;
    place-items: center;
}
.orbit .medallion {
    width: 58%;
    animation-duration: 7s;
}

/* glowing connector ring the badges sit on */
.orbit__web {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    pointer-events: none;
    overflow: visible;
}
.orbit__ring-solid {
    opacity: 0.55;
}
.orbit__ring-dash {
    opacity: 0.9;
    transform-origin: 50% 50%;
    animation: spin 38s linear infinite;
    filter: drop-shadow(0 0 6px rgba(212, 175, 55, 0.7));
}

.orbit__items {
    position: absolute;
    inset: 0;
}
.orbit__item {
    position: absolute;
    left: var(--x);
    top: var(--y);
    transform: translate(-50%, -50%);
    display: block;
    /* floats on the independent 'translate' property so it composes with the
     centring transform above and with the disc's hover transform below */
    animation: orbitFloat var(--float-dur) var(--ease) var(--float-delay)
        infinite;
}
/* every badge on its own clock — different durations, not just offsets */
.orbit__item:nth-child(1) {
    --float-dur: 5.2s;
    --float-delay: 0s;
}
.orbit__item:nth-child(2) {
    --float-dur: 6.7s;
    --float-delay: -1.4s;
}
.orbit__item:nth-child(3) {
    --float-dur: 7.9s;
    --float-delay: -3.1s;
}
.orbit__item:nth-child(4) {
    --float-dur: 6.1s;
    --float-delay: -2.2s;
}
@keyframes orbitFloat {
    0%,
    100% {
        translate: 0 0;
    }
    50% {
        translate: 0 -13px;
    }
}
/* the crown catches the light on its own cycle too */
.orbit__item:nth-child(1) .orbit__crown {
    animation: crownGlint 4.3s ease-in-out infinite;
}
.orbit__item:nth-child(2) .orbit__crown {
    animation: crownGlint 5.6s ease-in-out -1.9s infinite;
}
.orbit__item:nth-child(3) .orbit__crown {
    animation: crownGlint 3.7s ease-in-out -2.6s infinite;
}
.orbit__item:nth-child(4) .orbit__crown {
    animation: crownGlint 6.2s ease-in-out -0.8s infinite;
}
@keyframes crownGlint {
    0%,
    100% {
        opacity: 0.75;
        filter: drop-shadow(0 0 4px rgba(212, 175, 55, 0.5));
    }
    50% {
        opacity: 1;
        filter: drop-shadow(0 0 9px rgba(212, 175, 55, 0.95));
    }
}

.orbit__disc {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: radial-gradient(
        circle at 50% 28%,
        #16255a,
        var(--navy-900) 78%
    );
    border: 1px solid rgba(212, 175, 55, 0.55);
    color: var(--gold-300);
    box-shadow:
        0 0 0 5px rgba(212, 175, 55, 0.07),
        0 18px 38px -16px rgba(0, 0, 0, 0.85),
        inset 0 0 22px rgba(212, 175, 55, 0.2);
    transition:
        transform 0.45s var(--ease),
        box-shadow 0.45s var(--ease),
        border-color 0.45s var(--ease);
}
.orbit__disc svg {
    width: 28px;
    height: 28px;
}
.orbit__item:hover .orbit__disc,
.orbit__item:focus-visible .orbit__disc {
    transform: translateY(-6px) scale(1.07);
    border-color: var(--gold-300);
    box-shadow:
        0 0 0 5px rgba(212, 175, 55, 0.16),
        0 0 34px rgba(212, 175, 55, 0.6),
        inset 0 0 26px rgba(212, 175, 55, 0.32);
}

.orbit__label {
    position: absolute;
    top: calc(100% + 0.85rem);
    left: 50%;
    transform: translateX(-50%);
    padding: 0.34rem 0.85rem;
    border-radius: 999px;
    font-size: 0.66rem;
    font-weight: 800;
    letter-spacing: 0.13em;
    text-transform: uppercase;
    white-space: nowrap;
    text-align: center;
    color: var(--gold-300);
    background: rgba(7, 12, 31, 0.82);
    border: 1px solid rgba(212, 175, 55, 0.42);
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
    transition:
        color 0.35s var(--ease),
        border-color 0.35s var(--ease),
        background 0.35s var(--ease);
}
.orbit__item:hover .orbit__label {
    color: var(--navy-900);
    background: var(--grad-gold);
    border-color: transparent;
}
.orbit__crown {
    position: absolute;
    top: -9px;
    left: 50%;
    transform: translateX(-50%);
    width: 15px;
    height: 15px;
    color: var(--gold-400);
    filter: drop-shadow(0 0 5px rgba(212, 175, 55, 0.8));
}
.orbit__item:hover .orbit__crown {
    color: var(--gold-200);
}

@media (max-width: 1240px) {
    .orbit__disc {
        width: 74px;
        height: 74px;
    }
    .orbit__disc svg {
        width: 24px;
        height: 24px;
    }
    .orbit__label {
        font-size: 0.6rem;
        padding: 0.28rem 0.7rem;
        margin-top: 0.85rem;
    }
}
@media (max-width: 1024px) {
    .orbit {
        width: min(100%, 470px);
    }
}
/* below this the ring gets too tight — badges become a row under the mascot */
@media (max-width: 720px) {
    .orbit {
        width: 100%;
        aspect-ratio: auto;
    }
    .orbit .medallion {
        width: min(100%, 300px);
    }
    .orbit__web {
        display: none;
    }
    .orbit__items {
        position: static;
        margin-top: 1.8rem;
        display: grid;
        grid-template-columns: repeat(4, 1fr);
        gap: 0.5rem;
    }
    .orbit__item {
        position: static;
        transform: none;
        display: grid;
        justify-items: center;
    }
    .orbit__disc {
        width: 60px;
        height: 60px;
    }
    .orbit__disc svg {
        width: 20px;
        height: 20px;
    }
    .orbit__label {
        position: static;
        transform: none;
        margin-top: 0.7rem;
        font-size: 0.55rem;
        letter-spacing: 0.08em;
        padding: 0.26rem 0.5rem;
        white-space: normal;
    }
    .orbit__crown {
        width: 12px;
        height: 12px;
        top: -7px;
    }
}
@media (max-width: 400px) {
    .orbit__items {
        grid-template-columns: repeat(2, 1fr);
        gap: 1rem 0.5rem;
    }
}

/* page-load entry */
/* opacity only: a transform here would break position:fixed on the floating assistant */
.preload-fade {
    animation: bodyIn 1.1s var(--ease) both;
}
@keyframes bodyIn {
    from {
        opacity: 0;
    }
    to {
        opacity: 1;
    }
}
@keyframes pageIn {
    from {
        opacity: 0;
        transform: scale(0.985);
    }
    to {
        opacity: 1;
        transform: none;
    }
}

/* marquee trust strip */
.marquee {
    border-block: 1px solid var(--border-soft);
    background: var(--surface);
    overflow: hidden;
    padding: 0.9rem 0;
}
.marquee__track {
    display: flex;
    gap: 3.2rem;
    width: max-content;
    animation: marquee 32s linear infinite;
}
.marquee:hover .marquee__track {
    animation-play-state: paused;
}
.marquee span {
    display: inline-flex;
    align-items: center;
    gap: 0.6rem;
    font-size: 0.82rem;
    font-weight: 600;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--muted);
    white-space: nowrap;
}
.marquee span::before {
    content: "◆";
    color: var(--gold-400);
    font-size: 0.6rem;
}
@keyframes marquee {
    to {
        transform: translateX(-50%);
    }
}

/* ---------- 06. PRODUCTS ---------- */
.grid {
    display: grid;
    gap: 1.4rem;
}
.grid--4 {
    grid-template-columns: repeat(4, 1fr);
}
.grid--3 {
    grid-template-columns: repeat(3, 1fr);
}
.grid--2 {
    grid-template-columns: repeat(2, 1fr);
}

.product h3 {
    margin-bottom: 0.35rem;
}
.product__sub {
    font-size: 0.84rem;
    font-weight: 700;
    color: var(--gold-ink);
    margin-bottom: 0.7rem;
    letter-spacing: 0.01em;
}
.product p {
    font-size: 0.92rem;
    margin-bottom: 1.3rem;
}
.product .link-arrow {
    margin-top: auto;
}
.product {
    display: flex;
    flex-direction: column;
}
.product::before {
    z-index: -1;
    /* ornament sits above the card-top wash, inside the existing layer */
    background:
        url("../img/card_bg.png") right top / 135px auto no-repeat,
        var(--card-top);
}
.ribbon {
    position: absolute;
    top: 1.1rem;
    right: -2.4rem;
    transform: rotate(38deg);
    background: var(--grad-gold);
    color: var(--navy-900);
    font-size: 0.62rem;
    font-weight: 800;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    padding: 0.25rem 2.6rem;
    box-shadow: var(--shadow-gold);
}

/* ---------- 07. INVESTMENTS ---------- */
.invest {
    padding: 2.1rem 1.9rem;
}
.invest__top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    margin-bottom: 1.2rem;
}
.invest__tag {
    font-size: 0.68rem;
    font-weight: 800;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--gold-ink);
    padding: 0.3rem 0.75rem;
    border: 1px solid var(--border);
    border-radius: 999px;
}
.invest h3 {
    margin-bottom: 0.6rem;
}
.invest p {
    font-size: 0.92rem;
}
.invest__list {
    list-style: none;
    padding: 0;
    margin: 1.3rem 0 1.6rem;
    display: grid;
    gap: 0.6rem;
}
.invest__list li {
    display: flex;
    gap: 0.6rem;
    font-size: 0.87rem;
    color: var(--muted);
}
.invest__list svg {
    width: 17px;
    height: 17px;
    flex: none;
    margin-top: 0.32rem;
    color: var(--gold-400);
}
.invest--feature {
    background: linear-gradient(
        165deg,
        rgba(212, 175, 55, 0.16),
        var(--surface) 55%
    );
    border-color: var(--border);
}

/* ---------- 08. CALCULATOR ---------- */
.calc {
    display: grid;
    grid-template-columns: 0.78fr 1.22fr;
    gap: clamp(1.6rem, 3.5vw, 3rem);
    align-items: center;
}
.calc__mascot {
    position: relative;
    display: grid;
    place-items: center;
}
.calc__mascot img {
    width: min(100%, 340px);
    aspect-ratio: 1 / 1; /* fixed portrait frame */
    height: auto;
    object-fit: cover; /* crop the wide navy edges — never distort the mascot */
    object-position: 50% 44%;
    justify-self: center;
    border-radius: var(--radius-lg);
    border: 1px solid var(--border);
    box-shadow: var(--shadow);
    background: var(--navy-700);
    animation: floaty 7s var(--ease) infinite;
}
.bubble {
    position: relative;
    margin-bottom: 1.1rem;
    max-width: 330px;
    padding: 1rem 1.25rem;
    border-radius: 20px 20px 20px 4px;
    background: var(--surface-2);
    border: 1px solid var(--border);
    box-shadow: var(--shadow);
    font-size: 0.92rem;
    font-weight: 600;
    color: var(--text);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
}
.bubble::after {
    content: "";
    position: absolute;
    left: 18px;
    bottom: -9px;
    width: 16px;
    height: 16px;
    background: inherit;
    border-right: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
    transform: rotate(45deg);
}
.bubble em {
    font-style: normal;
    color: var(--gold-ink);
}

.calc__panel {
    padding: clamp(1.6rem, 3vw, 2.4rem);
    border-radius: var(--radius-lg);
    background: var(--surface);
    border: 1px solid var(--border);
    box-shadow: var(--shadow);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
}
.switch {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 1fr;
    padding: 5px;
    border-radius: 999px;
    background: var(--bg-deep);
    border: 1px solid var(--border-soft);
    margin-bottom: 1.8rem;
}
.switch__thumb {
    position: absolute;
    inset: 5px auto 5px 5px;
    width: calc(50% - 5px);
    border-radius: 999px;
    background: var(--grad-gold);
    box-shadow: var(--shadow-gold);
    transition: transform 0.45s var(--ease);
}
.switch[data-mode="cash"] .switch__thumb {
    transform: translateX(100%);
}
.switch button {
    position: relative;
    z-index: 1;
    padding: 0.7rem 1rem;
    border-radius: 999px;
    font-size: 0.87rem;
    font-weight: 700;
    color: var(--muted);
    transition: color 0.35s var(--ease);
}
.switch button[aria-selected="true"] {
    color: var(--navy-900);
}

.field {
    margin-bottom: 1.15rem;
}
.field label {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--muted);
    margin-bottom: 0.5rem;
}
.field label b {
    font-family: var(--font-display);
    font-size: 1.05rem;
    color: var(--gold-ink);
    letter-spacing: 0;
    text-transform: none;
}
.input,
.select,
.textarea {
    width: 100%;
    padding: 0.85rem 1.05rem;
    border-radius: 12px;
    background: var(--surface-2);
    border: 1px solid var(--border-soft);
    color: var(--text);
    transition:
        border-color 0.3s var(--ease),
        box-shadow 0.3s var(--ease);
}
.input:focus,
.select:focus,
.textarea:focus {
    outline: none;
    border-color: var(--gold-400);
    box-shadow: 0 0 0 4px rgba(212, 175, 55, 0.16);
}
.textarea {
    min-height: 128px;
    resize: vertical;
}
.select {
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C9A227' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 1rem center;
    background-size: 16px;
    padding-right: 2.6rem;
}

/* Native option list: the field itself is translucent, so force a solid
   backing + readable text or the menu is white-on-white in dark mode. */
.select option,
.select optgroup {
    background-color: var(--surface-solid);
    color: var(--text);
}
.select optgroup {
    font-weight: 700;
}

input[type="range"] {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    border-radius: 999px;
    background: linear-gradient(
        90deg,
        var(--gold-400) var(--fill, 40%),
        var(--border-soft) var(--fill, 40%)
    );
}
input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--grad-gold);
    border: 2px solid var(--surface-solid);
    box-shadow: var(--shadow-gold);
    cursor: pointer;
}
input[type="range"]::-moz-range-thumb {
    width: 20px;
    height: 20px;
    border: 2px solid var(--surface-solid);
    border-radius: 50%;
    background: var(--gold-400);
    cursor: pointer;
}

.calc__result {
    margin-top: 1.6rem;
    padding: 1.4rem 1.5rem;
    border-radius: var(--radius);
    background: linear-gradient(
        150deg,
        rgba(212, 175, 55, 0.18),
        transparent 70%
    );
    border: 1px solid var(--border);
}
.calc__result small {
    display: block;
    font-size: 0.74rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--muted);
}
.calc__amount {
    font-family: var(--font-display);
    font-size: clamp(2rem, 4vw, 2.9rem);
    font-weight: 700;
    color: var(--text-strong);
    line-height: 1.1;
}
.calc__meta {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0.8rem;
    margin-top: 1.2rem;
}
.calc__meta div {
    padding: 0.7rem 0.8rem;
    border-radius: 12px;
    background: var(--surface-2);
    border: 1px solid var(--border-soft);
    text-align: center;
}
.calc__meta b {
    display: block;
    font-size: 1rem;
    color: var(--gold-ink);
}
.calc__meta span {
    font-size: 0.68rem;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    color: var(--muted);
}
.disclaimer {
    font-size: 0.74rem;
    color: var(--muted);
    margin-top: 1rem;
    line-height: 1.6;
}

/* ---------- 09. WHY CHOOSE US ---------- */
.why {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.4rem;
    counter-reset: why;
}
.why .card {
    counter-increment: why;
    padding-top: 2.6rem;
}
.why__num {
    position: absolute;
    top: 1.1rem;
    right: 1.3rem;
    font-family: var(--font-display);
    font-size: 3.2rem;
    font-weight: 700;
    line-height: 1;
    color: transparent;
    -webkit-text-stroke: 1px rgba(212, 175, 55, 0.4);
    opacity: 0.8;
}
.why h3 {
    font-size: 1.16rem;
    margin-bottom: 0.55rem;
}
.why p {
    font-size: 0.88rem;
}

.stats {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(190px, 1fr));
    gap: 1.2rem;
    margin-top: 3rem;
}
.stat {
    text-align: center;
    padding: 2.1rem 1.2rem;
    border-radius: var(--radius);
    background: var(--surface);
    border: 1px solid var(--border-soft);
}
.stat b {
    display: block;
    font-family: var(--font-display);
    font-size: clamp(2.6rem, 4.8vw, 3.8rem);
    line-height: 1.05;
    margin-bottom: 0.45rem;
}
.stat b span[data-count] {
    font-size: inherit;
    letter-spacing: normal;
    text-transform: none;
    color: inherit;
}
.stat > span {
    font-size: 0.88rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--muted);
}

/* ---------- 10. TESTIMONIALS ---------- */
/* Gold-line artwork sits over the deep base so the edges stay on-palette
   wherever "cover" crops the image. */
#testimonials {
    background:
        url(../img/trusted_bg.png) center / cover no-repeat,
        var(--bg-deep);
}
/* The artwork is dark, so on the light theme it is washed back to a faint
   texture — otherwise the dark body copy would sit on a near-black panel. */
[data-theme="light"] #testimonials {
    background:
        linear-gradient(rgba(239, 232, 214, 0.94), rgba(239, 232, 214, 0.94)),
        url(../img/trusted_bg.png) center / cover no-repeat,
        var(--bg-deep);
}
.tcar {
    position: relative;
}
.tcar__viewport {
    overflow: hidden;
    padding: 3.2rem 0 1rem;
}
.tcar__track {
    display: flex;
    align-items: stretch;
    transition: transform 0.7s var(--ease);
    will-change: transform;
}
.tslide {
    flex: 0 0 33.3333%;
    padding: 0 0.9rem;
    transition:
        transform 0.7s var(--ease),
        opacity 0.7s var(--ease),
        filter 0.7s var(--ease);
    transform: scale(0.86);
    opacity: 0.5;
}
.tslide.is-active {
    transform: scale(1);
    opacity: 1;
}
.tslide__card {
    position: relative;
    height: 100%;
    padding: 3.4rem 1.7rem 1.9rem;
    text-align: center;
    border-radius: var(--radius-lg);
    background: var(--surface);
    border: 1px solid var(--border-soft);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
}
.tslide.is-active .tslide__card {
    border-color: var(--border);
    box-shadow: var(--shadow-gold);
    background: linear-gradient(
        170deg,
        rgba(212, 175, 55, 0.12),
        var(--surface) 60%
    );
}
.tslide__avatar {
    position: absolute;
    top: -34px;
    left: 50%;
    transform: translateX(-50%);
    width: 68px;
    height: 68px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--navy-900);
    background: var(--grad-gold);
    border: 3px solid var(--surface-solid);
    box-shadow: var(--shadow-gold);
}
.tslide q {
    display: block;
    font-size: 0.95rem;
    color: var(--text);
    font-style: italic;
    line-height: 1.75;
    quotes: "“" "”";
}
.tslide__name {
    margin-top: 1.1rem;
    font-family: var(--font-display);
    font-size: 1.1rem;
    color: var(--text-strong);
}
.tslide__loc {
    font-size: 0.76rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--gold-ink);
}
.stars {
    display: flex;
    justify-content: center;
    gap: 3px;
    margin-bottom: 0.9rem;
    color: var(--gold-400);
}
.stars svg {
    width: 15px;
    height: 15px;
}

.tcar__nav {
    position: absolute;
    top: 50%;
    z-index: 4;
    transform: translateY(-50%);
    width: 46px;
    height: 46px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: var(--surface-2);
    border: 1px solid var(--border);
    color: var(--gold-ink);
    box-shadow: var(--shadow);
    transition:
        transform 0.35s var(--ease),
        background 0.35s var(--ease),
        color 0.35s var(--ease);
}
.tcar__nav:hover {
    background: var(--grad-gold);
    color: var(--navy-900);
    transform: translateY(-50%) scale(1.08);
}
.tcar__nav--prev {
    left: -6px;
}
.tcar__nav--next {
    right: -6px;
}
.tcar__dots {
    display: flex;
    justify-content: center;
    gap: 0.5rem;
    margin-top: 1.6rem;
}
.tcar__dots button {
    width: 9px;
    height: 9px;
    border-radius: 999px;
    background: var(--border-soft);
    border: 1px solid var(--border);
    transition:
        width 0.4s var(--ease),
        background 0.4s var(--ease);
}
.tcar__dots button[aria-current="true"] {
    width: 30px;
    background: var(--grad-gold);
}

/* ---------- 11. APP / NEWS / FAQ / ENQUIRY ---------- */
.app {
    display: grid;
    grid-template-columns: 1fr 1.05fr;
    gap: clamp(2rem, 4vw, 3.6rem);
    align-items: center;
}
.app__list {
    list-style: none;
    padding: 0;
    margin: 1.6rem 0 2rem;
    display: grid;
    gap: 0.7rem;
}
.app__list li {
    display: flex;
    gap: 0.7rem;
    font-size: 0.93rem;
    color: var(--muted);
}
.app__list svg {
    width: 18px;
    height: 18px;
    flex: none;
    margin-top: 0.34rem;
    color: var(--gold-400);
}
.store {
    display: flex;
    flex-wrap: wrap;
    gap: 0.8rem;
}
.store a {
    display: inline-flex;
    align-items: center;
    gap: 0.7rem;
    padding: 0.68rem 1.25rem;
    border-radius: 14px;
    background: var(--navy-800);
    border: 1px solid var(--border);
    color: #fff;
    transition:
        transform 0.35s var(--ease),
        box-shadow 0.35s var(--ease),
        border-color 0.35s var(--ease);
}
[data-theme="light"] .store a {
    background: var(--navy-800);
}
.store a:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-gold);
    border-color: var(--gold-400);
}
.store svg {
    width: 24px;
    height: 24px;
    color: var(--gold-300);
}
.store small {
    display: block;
    font-size: 0.62rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--gold-300);
}
.store b {
    font-size: 0.92rem;
    font-family: var(--font-display);
}

.phones {
    position: relative;
    height: clamp(400px, 46vw, 520px);
    display: grid;
    place-items: center;
}
.phones__stage {
    position: relative;
    width: 100%;
    height: 100%;
    perspective: 1200px;
}
.phone {
    position: absolute;
    top: 50%;
    left: 50%;
    width: 216px;
    height: 440px;
    border-radius: 32px;
    background: linear-gradient(160deg, #1b2a55, var(--navy-800));
    border: 2px solid rgba(212, 175, 55, 0.45);
    box-shadow: 0 34px 70px -30px rgba(0, 0, 0, 0.85);
    overflow: hidden;
    transition:
        transform 0.8s var(--ease),
        opacity 0.8s var(--ease),
        filter 0.8s var(--ease);
    will-change: transform;
}
.phone::before {
    content: "";
    position: absolute;
    top: 10px;
    left: 50%;
    transform: translateX(-50%);
    width: 62px;
    height: 6px;
    border-radius: 99px;
    background: rgba(255, 255, 255, 0.22);
    z-index: 3;
}
.phone svg {
    width: 100%;
    height: 100%;
}
.phone[data-pos="0"] {
    transform: translate(-50%, -50%) translateX(0) scale(1) rotateY(0deg);
    z-index: 5;
    opacity: 1;
}
.phone[data-pos="1"] {
    transform: translate(-50%, -50%) translateX(60%) scale(0.86) rotateY(-16deg);
    z-index: 4;
    opacity: 0.78;
    filter: brightness(0.78);
}
.phone[data-pos="-1"] {
    transform: translate(-50%, -50%) translateX(-60%) scale(0.86) rotateY(16deg);
    z-index: 4;
    opacity: 0.78;
    filter: brightness(0.78);
}
.phone[data-pos="2"] {
    transform: translate(-50%, -50%) translateX(108%) scale(0.72)
        rotateY(-22deg);
    z-index: 3;
    opacity: 0.42;
    filter: brightness(0.6);
}
.phone[data-pos="-2"] {
    transform: translate(-50%, -50%) translateX(-108%) scale(0.72)
        rotateY(22deg);
    z-index: 3;
    opacity: 0.42;
    filter: brightness(0.6);
}
.phone[data-pos="hide"] {
    transform: translate(-50%, -50%) scale(0.6);
    opacity: 0;
    z-index: 1;
}

/* news */
.news__media {
    position: relative;
    height: 190px;
    margin: -1.9rem -1.7rem 1.4rem;
    overflow: hidden;
    display: grid;
    place-items: center;
}
.news__media::before {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(150deg, var(--navy-700), var(--navy-900));
}
.news__media::after {
    content: "";
    position: absolute;
    inset: 0;
    background: radial-gradient(
        120% 90% at 50% 0%,
        rgba(212, 175, 55, 0.35),
        transparent 60%
    );
}
.news__media svg {
    position: relative;
    width: 62px;
    height: 62px;
    color: var(--gold-300);
    opacity: 0.95;
}
.news__img {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    z-index: 1;
}
.news__date {
    position: absolute;
    top: 0.9rem;
    left: 0.9rem;
    z-index: 2;
    font-size: 0.68rem;
    font-weight: 800;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    padding: 0.28rem 0.7rem;
    border-radius: 999px;
    background: rgba(7, 12, 31, 0.72);
    color: var(--gold-300);
    border: 1px solid rgba(212, 175, 55, 0.4);
    backdrop-filter: blur(6px);
}
.news h3 {
    font-size: 1.18rem;
    margin-bottom: 0.5rem;
}
.news p {
    font-size: 0.9rem;
    margin-bottom: 1.2rem;
}

/* faq */
.faq {
    max-width: 880px;
    margin-inline: auto;
    display: grid;
    gap: 0.85rem;
}
.acc {
    border-radius: var(--radius);
    background: var(--surface);
    border: 1px solid var(--border-soft);
    overflow: hidden;
    transition:
        border-color 0.4s var(--ease),
        box-shadow 0.4s var(--ease);
}
.acc.is-open {
    border-color: var(--border);
    box-shadow: var(--shadow);
}
.acc__btn {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.2rem;
    padding: 1.25rem 1.5rem;
    text-align: left;
    font-family: var(--font-display);
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--text-strong);
}
.acc__icon {
    flex: none;
    width: 30px;
    height: 30px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    border: 1px solid var(--border);
    color: var(--gold-ink);
    transition:
        transform 0.45s var(--ease),
        background 0.45s var(--ease),
        color 0.45s var(--ease);
}
.acc.is-open .acc__icon {
    background: var(--grad-gold);
    color: var(--navy-900);
    transform: rotate(135deg);
}
.acc__panel {
    display: grid;
    grid-template-rows: 0fr;
    transition: grid-template-rows 0.5s var(--ease);
}
.acc.is-open .acc__panel {
    grid-template-rows: 1fr;
}
.acc__panel > div {
    overflow: hidden;
}
.acc__panel p {
    padding: 0 1.5rem 1.4rem;
    font-size: 0.93rem;
}

/* enquiry */
.enquiry {
    display: grid;
    grid-template-columns: 0.85fr 1.15fr;
    gap: clamp(1.8rem, 4vw, 3.4rem);
    align-items: start;
}
.enquiry__form {
    padding: clamp(1.6rem, 3vw, 2.4rem);
    border-radius: var(--radius-lg);
    background: var(--surface);
    border: 1px solid var(--border);
    box-shadow: var(--shadow);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
}
.form-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}
.form-grid .field {
    margin-bottom: 0;
}
.field--full {
    grid-column: 1 / -1;
}
.field .err {
    display: none;
    font-size: 0.74rem;
    color: #ff8a80;
    margin-top: 0.35rem;
    letter-spacing: normal;
    text-transform: none;
}
.field.is-invalid .input,
.field.is-invalid .select,
.field.is-invalid .textarea {
    border-color: #ff8a80;
}
.field.is-invalid .err {
    display: block;
}
.form-note {
    margin-top: 1rem;
    font-size: 0.78rem;
}
.form-ok {
    display: none;
    margin-top: 1.1rem;
    padding: 0.9rem 1.1rem;
    border-radius: 12px;
    background: rgba(212, 175, 55, 0.14);
    border: 1px solid var(--border);
    font-size: 0.87rem;
    color: var(--text);
}
.form-ok.is-shown {
    display: block;
    animation: pageIn 0.5s var(--ease);
}

.contact-card {
    display: grid;
    gap: 1rem;
}
.contact-row {
    display: flex;
    gap: 1rem;
    align-items: flex-start;
    padding: 1.1rem 1.2rem;
    border-radius: var(--radius);
    background: var(--surface);
    border: 1px solid var(--border-soft);
    transition:
        transform 0.4s var(--ease),
        border-color 0.4s var(--ease);
}
.contact-row:hover {
    transform: translateX(6px);
    border-color: var(--border);
}
.contact-row svg {
    width: 20px;
    height: 20px;
    flex: none;
    color: var(--gold-ink);
    margin-top: 0.3rem;
}
.contact-row b {
    display: block;
    font-size: 0.74rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--muted);
    font-weight: 700;
}
.contact-row span {
    font-size: 0.95rem;
    color: var(--text);
}

/* ---------- 12. FOOTER, FAB, MASCOT GUIDE ---------- */
.footer {
    position: relative;
    background: linear-gradient(180deg, var(--navy-800), var(--navy-900));
    color: #dce4fa;
    padding-top: 4.5rem;
    overflow: hidden;
}
.footer::before {
    content: "";
    position: absolute;
    inset: 0 0 auto;
    height: 2px;
    background: var(--grad-gold);
}
.footer::after {
    content: "";
    position: absolute;
    width: 620px;
    height: 620px;
    right: -180px;
    bottom: -320px;
    background: var(--glow);
    pointer-events: none;
}
.footer__grid {
    position: relative;
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1.25fr;
    gap: 2.4rem;
    padding-bottom: 3rem;
}
.footer h4 {
    font-size: 1.05rem;
    color: #fff;
    margin-bottom: 1.1rem;
}
.footer p,
.footer a,
.footer li {
    color: #a9b4d0;
    font-size: 0.9rem;
}
.footer ul {
    list-style: none;
    padding: 0;
    display: grid;
    gap: 0.6rem;
}
.footer ul a {
    transition:
        color 0.3s var(--ease),
        padding-left 0.3s var(--ease);
}
.footer ul a:hover {
    color: var(--gold-300);
    padding-left: 6px;
}
.footer__bottom {
    position: relative;
    border-top: 1px solid rgba(212, 175, 55, 0.18);
    padding: 1.4rem 0;
    display: flex;
    flex-wrap: wrap;
    gap: 0.8rem;
    justify-content: space-between;
    align-items: center;
    font-size: 0.82rem;
    color: #8e9ab8;
}
.footer .social a {
    border-color: rgba(212, 175, 55, 0.3);
}

/* floating mascot assistant — fixed in right bottom corner with full scroll animation */
.fab {
    position: fixed;
    right: 18px;
    bottom: 18px;
    z-index: 85;
    pointer-events: none;
}

.fab__btn {
    position: relative;
    width: 168px;
    height: 205px;
    padding: 0;
    border: 0;
    background: transparent;
    cursor: pointer;
    pointer-events: auto;
    transition:
        transform 0.35s var(--ease),
        filter 0.35s var(--ease);
    /* filter: drop-shadow(0 14px 28px rgba(0, 0, 0, 0.75)) drop-shadow(0 0 16px rgba(212, 175, 55, 0.3)); */
}

.fab:hover .fab__btn,
.fab.is-open .fab__btn {
    transform: scale(1.05) translateY(-4px);
    /* filter: drop-shadow(0 18px 36px rgba(0, 0, 0, 0.85)) drop-shadow(0 0 24px rgba(212, 175, 55, 0.55)); */
}

.fab__canvas {
    width: 100%;
    height: 100%;
    object-fit: contain;
    display: block;
    pointer-events: none;
    mix-blend-mode: screen;
}

.fab__fallback {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: contain;
    mix-blend-mode: screen;
    pointer-events: none;
}

.fab__btn.has-canvas .fab__fallback {
    display: none;
}

.fab__panel {
    position: absolute;
    right: 14px;
    bottom: 20px;
    width: 50px;
    height: 50px;
    pointer-events: none;
}

.fab__item {
    position: absolute;
    right: 0;
    bottom: 0;
    width: 46px;
    height: 46px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    color: var(--navy-900);
    background: var(--grad-gold);
    box-shadow: 0 12px 28px -10px rgba(212, 175, 55, 0.85);
    opacity: 0;
    transform: scale(0.4);
    pointer-events: none;
    transition:
        transform 0.5s var(--ease),
        opacity 0.4s var(--ease);
}

.fab__item svg {
    width: 20px;
    height: 20px;
}

.fab__item::after {
    content: attr(data-label);
    position: absolute;
    right: 58px;
    top: 50%;
    transform: translateY(-50%);
    padding: 0.3rem 0.7rem;
    border-radius: 8px;
    font-size: 0.72rem;
    font-weight: 700;
    white-space: nowrap;
    background: var(--navy-800);
    color: var(--gold-300);
    border: 1px solid var(--border);
    opacity: 0;
    transition: opacity 0.3s var(--ease);
}

.fab__item:hover::after {
    opacity: 1;
}

.fab.is-open .fab__item {
    opacity: 1;
    pointer-events: auto;
}

.fab.is-open .fab__item:nth-child(1) {
    transform: translate(0, -130px);
    transition-delay: 0.04s;
}

.fab.is-open .fab__item:nth-child(2) {
    transform: translate(-65px, -110px);
    transition-delay: 0.08s;
}

.fab.is-open .fab__item:nth-child(3) {
    transform: translate(-110px, -65px);
    transition-delay: 0.12s;
}

.fab.is-open .fab__item:nth-child(4) {
    transform: translate(-130px, 0);
    transition-delay: 0.16s;
}

.fab__item--wa {
    background: linear-gradient(140deg, #4bd463, #1fa855);
    color: #fff;
}

/* ---------- side mascot (mid-right) — reveals social links ---------- */
.smascot {
    position: fixed;
    right: 18px;
    top: 50%;
    transform: translateY(-50%);
    z-index: 84;
    pointer-events: none;
}

.smascot__btn {
    position: relative;
    display: block;
    width: 70px;
    padding: 0;
    cursor: pointer;
    pointer-events: auto;
    aspect-ratio: 1 / 1;
    border-radius: 50%;
    overflow: hidden;
    border: 2px solid var(--gold-400);
    background: var(--navy-800);
    box-shadow: 0 18px 40px -14px rgba(212, 175, 55, 0.7);
    animation: floaty 4.5s var(--ease) infinite;
    transition: transform 0.45s var(--ease);
}

.smascot__btn img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: contain;
    pointer-events: none;
}

.smascot:hover .smascot__btn,
.smascot.is-open .smascot__btn {
    transform: scale(1.06);
}

.smascot__panel {
    position: absolute;
    left: 50%;
    top: 50%;
    width: 0;
    height: 0;
    pointer-events: none;
}

.smascot__item {
    position: absolute;
    left: -22px;
    top: -22px;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    color: var(--navy-900);
    background: var(--grad-gold);
    box-shadow: 0 12px 28px -10px rgba(212, 175, 55, 0.85);
    opacity: 0;
    transform: scale(0.4);
    pointer-events: none;
    transition:
        transform 0.45s var(--ease),
        opacity 0.35s var(--ease);
}

.smascot__item svg {
    width: 19px;
    height: 19px;
}

.smascot.is-open .smascot__item {
    opacity: 1;
    pointer-events: auto;
    transform: translate(var(--sx, 0px), var(--sy, 0px)) scale(1);
}

/* half circle around the mascot: top, through left, to bottom */
.smascot__item:nth-child(1) {
    --sx: 0px;
    --sy: -88px;
    transition-delay: 0.04s;
}

.smascot__item:nth-child(2) {
    --sx: -62px;
    --sy: -62px;
    transition-delay: 0.08s;
}

.smascot__item:nth-child(3) {
    --sx: -88px;
    --sy: 0px;
    transition-delay: 0.12s;
}

.smascot__item:nth-child(4) {
    --sx: -62px;
    --sy: 62px;
    transition-delay: 0.16s;
}

.smascot__item:nth-child(5) {
    --sx: 0px;
    --sy: 88px;
    transition-delay: 0.2s;
}

@media (max-width: 1024px) {
    .smascot {
        display: none;
    }
}

/* back to top */
.totop {
    position: fixed;
    left: 20px;
    bottom: 24px;
    z-index: 70;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: var(--surface-2);
    border: 1px solid var(--border);
    color: var(--gold-ink);
    box-shadow: var(--shadow);
    opacity: 0;
    transform: translateY(16px);
    pointer-events: none;
    transition:
        opacity 0.4s var(--ease),
        transform 0.4s var(--ease),
        background 0.35s var(--ease),
        color 0.35s var(--ease);
}
.totop.is-shown {
    opacity: 1;
    transform: none;
    pointer-events: auto;
}
.totop:hover {
    background: var(--grad-gold);
    color: var(--navy-900);
}

/* ---------- RESPONSIVE ---------- */
@media (max-width: 1180px) {
    .grid--4 {
        grid-template-columns: repeat(2, 1fr);
    }
    .why {
        grid-template-columns: repeat(2, 1fr);
    }
    .nav__links {
        display: none;
    }
    .nav__burger {
        display: block;
    }
}
@media (max-width: 1024px) {
    .hero__inner {
        grid-template-columns: 1fr;
        text-align: center;
    }
    .hero__lead {
        margin-inline: auto;
    }
    .hero__cta,
    .eyebrow {
        justify-content: center;
    }
    .hero__cta {
        justify-content: center;
    }
    .hero__visual {
        order: -1;
        min-height: 340px;
    }
    .calc,
    .app,
    .enquiry {
        grid-template-columns: 1fr;
    }
    .calc__mascot {
        max-width: 420px;
        margin-inline: auto;
    }
    .grid--3 {
        grid-template-columns: repeat(2, 1fr);
    }
    .tslide {
        flex-basis: 50%;
    }
    .footer__grid {
        grid-template-columns: 1fr 1fr;
    }
}
@media (max-width: 760px) {
    .topbar__inner {
        flex-wrap: wrap;
        justify-content: center;
        gap: 0.5rem;
    }
    .brand__logo {
        height: 52px;
    }
    .brand--footer .brand__logo {
        height: 76px;
    }
    .topbar__call,
    .topbar__sep {
        display: none;
    }
    .hero__badges {
        grid-template-columns: 1fr;
    }
    .grid--4,
    .grid--3,
    .grid--2,
    .why,
    .stats,
    .form-grid,
    .calc__meta {
        grid-template-columns: 1fr;
    }
    .stats {
        grid-template-columns: repeat(2, 1fr);
    }
    .calc__meta {
        grid-template-columns: repeat(3, 1fr);
    }
    .tslide {
        flex-basis: 100%;
        transform: scale(1);
        opacity: 1;
    }
    .tcar__nav--prev {
        left: -4px;
    }
    .tcar__nav--next {
        right: -4px;
    }
    .footer__grid {
        grid-template-columns: 1fr;
    }
    .fab {
        right: 14px;
        bottom: 16px;
    }
    .fab__btn {
        width: 76px;
        height: 76px;
    }
    .fab__item {
        width: 42px;
        height: 42px;
    }
    .fab__item svg {
        width: 18px;
        height: 18px;
    }
    .fab.is-open .fab__item:nth-child(1) {
        transform: translate(0, -92px);
    }
    .fab.is-open .fab__item:nth-child(2) {
        transform: translate(-46px, -80px);
    }
    .fab.is-open .fab__item:nth-child(3) {
        transform: translate(-80px, -46px);
    }
    .fab.is-open .fab__item:nth-child(4) {
        transform: translate(-92px, 0);
    }
    .totop {
        left: 14px;
        bottom: 18px;
    }
    .phone {
        width: 178px;
        height: 364px;
    }
    .news__media {
        margin: -1.9rem -1.7rem 1.2rem;
        height: 165px;
    }
}

/* mobile nav drawer */
@media (max-width: 1180px) {
    .nav__links {
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        display: grid;
        gap: 0.2rem;
        padding: 1rem 1.3rem 1.4rem;
        background: color-mix(in srgb, var(--bg) 96%, transparent);
        border-bottom: 1px solid var(--border);
        backdrop-filter: blur(18px);
        -webkit-backdrop-filter: blur(18px);
        box-shadow: var(--shadow);
        opacity: 0;
        visibility: hidden;
        transform: translateY(-12px);
        transition:
            opacity 0.35s var(--ease),
            transform 0.35s var(--ease),
            visibility 0.35s;
    }
    .nav.is-open .nav__links {
        opacity: 1;
        visibility: visible;
        transform: none;
    }
    .nav__links a {
        padding: 0.8rem 0.6rem;
        font-size: 0.95rem;
        border-bottom: 1px solid var(--border-soft);
        border-radius: 0;
    }
    .nav__links a::after {
        display: none;
    }
}

/* reduced motion */
@media (prefers-reduced-motion: reduce) {
    html {
        scroll-behavior: auto;
    }
    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
    [data-reveal] {
        opacity: 1 !important;
        transform: none !important;
    }
}

/* print */
@media print {
    .nav,
    .fab,
    .totop,
    .progress,
    .topbar {
        display: none !important;
    }
    body {
        background: #fff;
        color: #000;
    }
}

/* =============================================================
   13. INNER PAGES — shared components
   ============================================================= */

/* ---- nav dropdowns ---- */
.nav__links li {
    position: relative;
}
/* keep the label and its caret on one line — svg is display:block globally */
.nav__links .has-sub > a {
    display: flex;
    align-items: center;
    gap: 0.32rem;
    white-space: nowrap;
}
.nav__links .caret {
    width: 11px;
    height: 11px;
    flex: none;
    transition: transform 0.35s var(--ease);
}
.has-sub:hover .caret,
.has-sub:focus-within .caret {
    transform: rotate(180deg);
}
.subnav {
    position: absolute;
    top: calc(100% + 6px);
    left: 0;
    min-width: 244px;
    z-index: 20;
    display: grid;
    gap: 2px;
    padding: 0.5rem;
    list-style: none;
    margin: 0;
    background: var(--surface-solid);
    border: 1px solid var(--border);
    border-radius: 14px;
    box-shadow: var(--shadow);
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition:
        opacity 0.3s var(--ease),
        transform 0.3s var(--ease),
        visibility 0.3s;
}
.has-sub:hover > .subnav,
.has-sub:focus-within > .subnav {
    opacity: 1;
    visibility: visible;
    transform: none;
}
.subnav a {
    padding: 0.6rem 0.85rem;
    font-size: 0.86rem;
    border-radius: 10px;
}
.subnav a::after {
    display: none;
}
.subnav a:hover {
    background: var(--surface-2);
    color: var(--gold-ink);
}

/* ---- inner page hero ---- */
.pagehero {
    position: relative;
    overflow: hidden;
    padding: clamp(2.8rem, 5.5vw, 4.6rem) 0 clamp(2.8rem, 5vw, 4.2rem);
    border-bottom: 1px solid var(--border-soft);
}
.pagehero::before {
    content: "";
    position: absolute;
    inset: 0;
    background: var(--hero-wash);
    pointer-events: none;
}
.pagehero__inner {
    position: relative;
    display: grid;
    grid-template-columns: 1.3fr 0.7fr;
    gap: clamp(1.6rem, 4vw, 3.2rem);
    align-items: center;
}
.pagehero h1 {
    font-size: clamp(2rem, 4.4vw, 3.3rem);
    margin: 1rem 0 0.9rem;
}
.pagehero__lead {
    max-width: 62ch;
    font-size: 1.02rem;
}
.pagehero__cta {
    display: flex;
    flex-wrap: wrap;
    gap: 0.8rem;
    margin-top: 1.8rem;
}
.pagehero__art {
    display: grid;
    place-items: center;
}
.pagehero__art .medallion {
    width: min(100%, 300px);
}

.breadcrumb {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.45rem;
    font-size: 0.78rem;
    color: var(--muted);
}
.breadcrumb a:hover {
    color: var(--gold-ink);
}
.breadcrumb em {
    font-style: normal;
    color: var(--gold-ink);
}
.breadcrumb i {
    font-style: normal;
    opacity: 0.5;
}

/* ---- process steps ---- */
.steps {
    counter-reset: step;
    list-style: none;
    padding: 0;
    margin: 0;
    display: grid;
    gap: 0.9rem;
}
.steps li {
    position: relative;
    counter-increment: step;
    padding: 1.05rem 1.3rem 1.05rem 4.3rem;
    border-radius: var(--radius);
    background: var(--surface);
    border: 1px solid var(--border-soft);
    font-size: 0.95rem;
    color: var(--text);
    transition:
        transform 0.4s var(--ease),
        border-color 0.4s var(--ease);
}
.steps li::before {
    content: counter(step, decimal-leading-zero);
    position: absolute;
    left: 1.25rem;
    top: 50%;
    transform: translateY(-50%);
    font-family: var(--font-display);
    font-size: 1.55rem;
    font-weight: 700;
    color: transparent;
    -webkit-text-stroke: 1px var(--gold-400);
}
.steps li:hover {
    transform: translateX(7px);
    border-color: var(--border);
}

/* ---- check lists ---- */
.checks {
    list-style: none;
    padding: 0;
    margin: 0;
    display: grid;
    gap: 0.8rem;
}
.checks li {
    display: flex;
    gap: 0.75rem;
    font-size: 0.95rem;
    color: var(--muted);
}
.checks svg {
    width: 19px;
    height: 19px;
    flex: none;
    margin-top: 0.3rem;
    color: var(--gold-400);
}

/* ---- at a glance ---- */
.glance {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1rem;
}
.glance > div {
    padding: 1.5rem 1.2rem;
    border-radius: var(--radius);
    background: var(--surface);
    border: 1px solid var(--border-soft);
    text-align: center;
    transition:
        transform 0.4s var(--ease),
        border-color 0.4s var(--ease);
}
.glance > div:hover {
    transform: translateY(-6px);
    border-color: var(--border);
}
.glance svg {
    width: 24px;
    height: 24px;
    margin: 0 auto 0.7rem;
    color: var(--gold-ink);
}
.glance b {
    display: block;
    font-family: var(--font-display);
    font-size: 1.16rem;
    color: var(--text-strong);
    margin-bottom: 0.25rem;
}
.glance span {
    font-size: 0.82rem;
    color: var(--muted);
}

/* ---- interest rate cards ---- */
.rate {
    cursor: pointer;
}
.rate__head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
}
.rate__head h3 {
    font-size: 1.15rem;
}
.rate__panel {
    display: grid;
    grid-template-rows: 0fr;
    transition: grid-template-rows 0.5s var(--ease);
}
.rate.is-open .rate__panel {
    grid-template-rows: 1fr;
}
.rate__panel > div {
    overflow: hidden;
}
.table-wrap {
    overflow-x: auto;
    margin-top: 1.2rem;
}
table.rates {
    width: 100%;
    min-width: 460px;
    border-collapse: collapse;
    font-size: 0.88rem;
}
.rates th,
.rates td {
    padding: 0.68rem 0.85rem;
    text-align: left;
    border-bottom: 1px solid var(--border-soft);
}
.rates th {
    font-size: 0.68rem;
    letter-spacing: 0.13em;
    text-transform: uppercase;
    color: var(--gold-ink);
    font-weight: 700;
}
.rates td {
    color: var(--muted);
}
.rates td:first-child {
    color: var(--text);
    font-weight: 600;
}
.rates tbody tr:hover td {
    background: var(--surface-2);
}

/* ---- article prose ---- */
.article {
    max-width: 840px;
    margin-inline: auto;
}
.article > p {
    margin-bottom: 1.15rem;
    font-size: 1.01rem;
}
.article h2 {
    font-size: clamp(1.45rem, 2.6vw, 2rem);
    margin: 2.2rem 0 0.9rem;
}
.article h3 {
    margin: 1.7rem 0 0.7rem;
}
.article ul,
.article ol {
    margin: 0 0 1.3rem 1.25rem;
    padding: 0;
}
.article li {
    color: var(--muted);
    margin-bottom: 0.55rem;
}
.article blockquote {
    margin: 1.7rem 0;
    padding: 1.15rem 1.5rem;
    font-style: italic;
    color: var(--text);
    background: var(--surface);
    border-left: 3px solid var(--gold-400);
    border-radius: 0 var(--radius) var(--radius) 0;
}

/* ---- banner (event / blog hero image slot) ---- */
.banner {
    position: relative;
    height: clamp(210px, 32vw, 380px);
    border-radius: var(--radius-lg);
    overflow: hidden;
    display: grid;
    place-items: center;
    border: 1px solid var(--border);
}
.banner::before {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(150deg, var(--navy-700), var(--navy-900));
}
.banner::after {
    content: "";
    position: absolute;
    inset: 0;
    background: radial-gradient(
        120% 90% at 50% 0%,
        rgba(212, 175, 55, 0.38),
        transparent 62%
    );
}
.banner svg {
    position: relative;
    width: 78px;
    height: 78px;
    color: var(--gold-300);
}
.banner__tag {
    position: absolute;
    z-index: 2;
    top: 1.1rem;
    left: 1.1rem;
    font-size: 0.7rem;
    font-weight: 800;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    padding: 0.32rem 0.85rem;
    border-radius: 999px;
    background: rgba(7, 12, 31, 0.7);
    color: var(--gold-300);
    border: 1px solid rgba(212, 175, 55, 0.45);
}

/* ---- meta row ---- */
.metarow {
    display: flex;
    flex-wrap: wrap;
    gap: 1.6rem;
    margin: 1.6rem 0 2rem;
    padding: 1.1rem 1.35rem;
    border-radius: var(--radius);
    background: var(--surface);
    border: 1px solid var(--border-soft);
}
.metarow > div {
    display: flex;
    align-items: center;
    gap: 0.7rem;
    font-size: 0.9rem;
    color: var(--text);
}
.metarow svg {
    width: 18px;
    height: 18px;
    flex: none;
    color: var(--gold-ink);
}
.metarow b {
    display: block;
    font-size: 0.66rem;
    letter-spacing: 0.13em;
    text-transform: uppercase;
    color: var(--muted);
    font-weight: 700;
}

/* ---- gallery slideshow ---- */
.gallery {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: hidden;
    border: 1px solid var(--border);
    background: var(--navy-800);
}
.gallery__viewport {
    position: relative;
    height: clamp(230px, 38vw, 440px);
}
.gallery__item {
    position: absolute;
    inset: 0;
    display: grid;
    place-items: center;
    opacity: 0;
    transition: opacity 0.7s var(--ease);
}
.gallery__item::before {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(150deg, var(--navy-700), var(--navy-900));
}
.gallery__item::after {
    content: "";
    position: absolute;
    inset: 0;
    background: radial-gradient(
        110% 80% at 50% 10%,
        rgba(212, 175, 55, 0.32),
        transparent 62%
    );
}
.gallery__item.is-active {
    opacity: 1;
}
.gallery__item > div {
    position: relative;
    display: grid;
    place-items: center;
}
.gallery__item svg {
    width: 66px;
    height: 66px;
    color: var(--gold-300);
}
.gallery__item span {
    margin-top: 0.9rem;
    font-size: 0.82rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: #c6d0ec;
}
.gallery__nav {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    z-index: 3;
    width: 42px;
    height: 42px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: rgba(7, 12, 31, 0.6);
    border: 1px solid var(--border);
    color: var(--gold-300);
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
    transition:
        background 0.35s var(--ease),
        color 0.35s var(--ease);
}
.gallery__nav:hover {
    background: var(--grad-gold);
    color: var(--navy-900);
}
.gallery__nav--prev {
    left: 12px;
}
.gallery__nav--next {
    right: 12px;
}
.gallery__dots {
    position: absolute;
    z-index: 3;
    left: 50%;
    bottom: 14px;
    transform: translateX(-50%);
    display: flex;
    gap: 0.45rem;
}
.gallery__dots button {
    width: 8px;
    height: 8px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.35);
    transition:
        width 0.35s var(--ease),
        background 0.35s var(--ease);
}
.gallery__dots button[aria-current="true"] {
    width: 26px;
    background: var(--grad-gold);
}

/* ---- job / careers ---- */
.job__badges {
    display: flex;
    flex-wrap: wrap;
    gap: 0.55rem;
    margin: 1rem 0 1.5rem;
}
.tagpill {
    font-size: 0.7rem;
    font-weight: 800;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    padding: 0.35rem 0.9rem;
    border-radius: 999px;
    border: 1px solid var(--border);
    color: var(--gold-ink);
    background: var(--surface);
}
.jobcard {
    display: flex;
    flex-direction: column;
}
.jobcard .btn {
    margin-top: auto;
    align-self: flex-start;
}
.sticky-apply {
    position: sticky;
    top: calc(var(--nav-h) + 20px);
}

/* ---- modal ---- */
.modal {
    position: fixed;
    inset: 0;
    z-index: 100;
    display: grid;
    place-items: center;
    padding: 1.2rem;
    background: rgba(3, 6, 18, 0.74);
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
    opacity: 0;
    visibility: hidden;
    transition:
        opacity 0.35s var(--ease),
        visibility 0.35s;
}
.modal.is-open {
    opacity: 1;
    visibility: visible;
}
.modal__box {
    position: relative;
    width: min(100%, 540px);
    max-height: 88vh;
    overflow: auto;
    padding: clamp(1.4rem, 3vw, 2.1rem);
    border-radius: var(--radius-lg);
    background: var(--surface-solid);
    border: 1px solid var(--border);
    box-shadow: var(--shadow);
    transform: translateY(20px) scale(0.97);
    transition: transform 0.4s var(--ease);
}
.modal.is-open .modal__box {
    transform: none;
}
.modal__close {
    position: absolute;
    top: 0.9rem;
    right: 0.9rem;
    width: 34px;
    height: 34px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    border: 1px solid var(--border);
    color: var(--gold-ink);
    transition:
        background 0.3s var(--ease),
        color 0.3s var(--ease);
}
.modal__close:hover {
    background: var(--grad-gold);
    color: var(--navy-900);
}

/* file input */
.filedrop {
    position: relative;
    display: flex;
    align-items: center;
    gap: 0.9rem;
    padding: 1rem 1.15rem;
    border-radius: 12px;
    border: 1px dashed var(--border);
    background: var(--surface-2);
    cursor: pointer;
    transition: border-color 0.3s var(--ease);
}
.filedrop:hover {
    border-color: var(--gold-400);
}
.filedrop svg {
    width: 22px;
    height: 22px;
    color: var(--gold-ink);
    flex: none;
}
.filedrop span {
    font-size: 0.87rem;
    color: var(--muted);
}
.filedrop input {
    position: absolute;
    width: 1px;
    height: 1px;
    opacity: 0;
}

/* ---- downloads ---- */
.dl {
    display: grid;
    gap: 0.8rem;
    max-width: 820px;
    margin-inline: auto;
}
.dl a {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem 1.25rem;
    border-radius: var(--radius);
    background: var(--surface);
    border: 1px solid var(--border-soft);
    transition:
        transform 0.4s var(--ease),
        border-color 0.4s var(--ease);
}
.dl a:hover {
    transform: translateX(7px);
    border-color: var(--border);
}
.dl svg {
    width: 22px;
    height: 22px;
    flex: none;
    color: var(--gold-ink);
}
.dl b {
    display: block;
    font-size: 0.96rem;
    color: var(--text);
    font-weight: 600;
}
.dl small {
    color: var(--muted);
    font-size: 0.76rem;
}

/* ---- gold CTA band ---- */
.ctaband {
    position: relative;
    overflow: hidden;
    padding: clamp(2.4rem, 5vw, 3.8rem) 0;
    background: linear-gradient(
        120deg,
        var(--navy-800),
        var(--navy-700) 60%,
        var(--navy-800)
    );
    border-block: 1px solid var(--border);
}
.ctaband::after {
    content: "";
    position: absolute;
    width: 560px;
    height: 560px;
    right: -160px;
    top: -280px;
    background: var(--glow);
    pointer-events: none;
}
.ctaband__inner {
    position: relative;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
}
.ctaband h2 {
    color: #fff;
    font-size: clamp(1.6rem, 3vw, 2.3rem);
}
.ctaband p {
    color: #a9b4d0;
    margin-top: 0.5rem;
    max-width: 54ch;
}

/* ---- nearest branch highlight ---- */
.branch-near {
    background: linear-gradient(
        165deg,
        rgba(212, 175, 55, 0.17),
        var(--surface) 60%
    );
    border-color: var(--border);
}
.branch-map {
    width: 100%;
    height: 190px;
    border: 0;
    display: block;
    border-radius: 12px;
    margin-top: 1rem;
    filter: saturate(0.9);
}

/* ---- inner-page responsive ---- */
@media (max-width: 1180px) {
    /* drawer: sub-menus flow inline */
    .subnav {
        position: static;
        opacity: 1;
        visibility: visible;
        transform: none;
        box-shadow: none;
        background: transparent;
        border: 0;
        padding: 0 0 0.4rem 1rem;
        min-width: 0;
    }
    .subnav a {
        font-size: 0.88rem;
        opacity: 0.85;
    }
    .nav__links .caret {
        display: none;
    }
}
@media (max-width: 1024px) {
    .pagehero__inner {
        grid-template-columns: 1fr;
        text-align: center;
    }
    .pagehero__lead {
        margin-inline: auto;
    }
    .pagehero__cta,
    .breadcrumb {
        justify-content: center;
    }
    .pagehero__art {
        order: -1;
    }
    .glance {
        grid-template-columns: repeat(2, 1fr);
    }
}
@media (max-width: 760px) {
    .glance {
        grid-template-columns: 1fr;
    }
    .metarow {
        gap: 1rem;
    }
    .steps li {
        padding-left: 3.8rem;
    }
}

/* rate card toggle icon shares the accordion look */
.rate.is-open .acc__icon {
    background: var(--grad-gold);
    color: var(--navy-900);
    transform: rotate(135deg);
}
.rate .acc__icon {
    flex: none;
}

/* ---- policy documents: download rows + view-only viewer ---- */
.dl button {
    display: flex;
    align-items: center;
    gap: 1rem;
    width: 100%;
    padding: 1rem 1.25rem;
    border-radius: var(--radius);
    background: var(--surface);
    border: 1px solid var(--border-soft);
    color: inherit;
    font: inherit;
    text-align: left;
    cursor: pointer;
    transition:
        transform 0.4s var(--ease),
        border-color 0.4s var(--ease);
}
.dl button:hover {
    transform: translateX(7px);
    border-color: var(--border);
}
.dl button svg {
    width: 22px;
    height: 22px;
    flex: none;
    color: var(--gold-ink);
}
.dl__tag {
    margin-left: auto;
    flex: none;
    padding: 0.3rem 0.65rem;
    border-radius: 999px;
    border: 1px solid var(--border-soft);
    color: var(--gold-ink);
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

/* policy row: title/icon opens the viewer; each row carries a View action and,
   for downloadable documents, a Download action too */
.dl__item {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    border-radius: var(--radius);
    background: var(--surface);
    border: 1px solid var(--border-soft);
    transition:
        transform 0.4s var(--ease),
        border-color 0.4s var(--ease);
}
.dl__item:hover {
    transform: translateX(7px);
    border-color: var(--border);
}
.dl .dl__item .dl__main {
    flex: 1;
    width: auto;
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem 0.5rem 1rem 1.25rem;
    background: none;
    border: 0;
    border-radius: 0;
    font: inherit;
    color: inherit;
    text-align: left;
    cursor: pointer;
    transform: none;
}
.dl .dl__item .dl__main:hover {
    transform: none;
    border: 0;
}
.dl__item .dl__actions {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding-right: 1.1rem;
    flex: none;
}
.dl__item .dl__actions .dl__tag {
    margin-left: 0;
    width: auto;
    padding: 0.34rem 0.7rem;
    border-radius: 999px;
    border: 1px solid var(--border-soft);
    background: none;
    color: var(--gold-ink);
    font-family: inherit;
    line-height: 1;
    cursor: pointer;
    transform: none;
    transition:
        border-color 0.3s var(--ease),
        background 0.3s var(--ease);
}
.dl__item .dl__actions .dl__tag:hover {
    transform: none;
    border-color: var(--gold-400);
}
.dl__item .dl__actions .dl__tag--dl {
    color: var(--navy-900);
    background: var(--grad-gold);
    border-color: transparent;
}

.modal__box--wide {
    width: min(100%, 980px);
    max-height: 92vh;
}
.docview {
    display: block;
    width: 100%;
    height: min(72vh, 760px);
    border: 0;
    border-radius: 12px;
    background: #fff;
}
@media (max-width: 760px) {
    .dl__tag {
        display: none;
    }
    .docview {
        height: 62vh;
    }
}

/* lead-in term at the start of a prose bullet */
.article li b {
    color: var(--text);
    font-weight: 600;
}

/* ---------- mascot cursor on interactive elements ---------- */
a,
button,
summary,
[role="button"],
.btn,
.fab__btn,
.smascot__btn,
.totop,
input[type="submit"],
input[type="button"] {
    cursor:
        url("../img/cursor-mascot.png") 6 4,
        pointer;
    cursor:
        image-set(
                url("../img/cursor-mascot.png") 1x,
                url("../img/cursor-mascot-2x.png") 2x
            )
            6 4,
        pointer;
}

/* disabled controls keep the honest affordance */
button:disabled,
.btn:disabled,
input:disabled,
[aria-disabled="true"] {
    cursor: not-allowed;
}

/* ---------- investments: gold band + timeline selector ---------- */
.section--gold {
    background: linear-gradient(
        97deg,
        rgba(230, 205, 121, 0.1) -3.06%,
        rgba(159, 119, 10, 0.2) 105.08%
    );
}
.invtl__rail {
    position: relative;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    max-width: 660px;
    margin: 0 auto clamp(1.8rem, 4vw, 3rem);
}
/* dotted track, drawn between the first and last dot */
.invtl__rail::before {
    content: "";
    position: absolute;
    left: 16.6%;
    right: 16.6%;
    bottom: 6px;
    border-top: 2px dotted rgba(231, 199, 102, 0.45);
}
.invtl__step {
    position: relative;
    display: grid;
    justify-items: center;
    gap: 0.85rem;
    padding: 0;
    border: 0;
    background: none;
}
.invtl__pill {
    font-size: 0.68rem;
    font-weight: 800;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    padding: 0.34rem 0.85rem;
    border-radius: 999px;
    color: rgba(255, 250, 232, 0.72);
    border: 1px solid rgba(255, 250, 232, 0.28);
    background: rgba(20, 15, 2, 0.14);
    transition:
        color 0.3s var(--ease),
        border-color 0.3s var(--ease),
        background 0.3s var(--ease);
}
.invtl__step:hover .invtl__pill {
    color: #fffdf5;
    border-color: rgba(255, 250, 232, 0.55);
}
.invtl__step.is-active .invtl__pill {
    color: #fffdf5;
    border-color: rgba(255, 250, 232, 0.7);
    background: rgba(20, 15, 2, 0.28);
}
.invtl__dot {
    position: relative;
    z-index: 1;
    width: 13px;
    height: 13px;
    border-radius: 50%;
    background: rgba(231, 199, 102, 0.32);
    transition:
        background 0.3s var(--ease),
        box-shadow 0.3s var(--ease);
}
.invtl__step.is-active .invtl__dot {
    background: var(--gold-200);
    box-shadow: 0 0 0 4px rgba(255, 252, 235, 0.3);
}

.invtl__panel {
    position: relative;
    overflow: hidden;
    max-width: 1180px;
    margin: 0 auto;
    padding: clamp(1.6rem, 3.2vw, 2.6rem);

    -webkit-backdrop-filter: blur(7px);
    backdrop-filter: blur(7px);
    box-shadow: 0 40px 80px -42px rgba(0, 0, 0, 0.65);

    border-radius: 18px;
    border: 1px solid var(--Stroke, rgba(212, 175, 55, 0.2));
    background: linear-gradient(
        304deg,
        rgba(212, 175, 55, 0.32) 11.62%,
        rgba(255, 255, 255, 0.04) 53.6%
    );
    backdrop-filter: blur(7px);
}
.invtl__panel::before {
    content: "";
    position: absolute;
    right: 0;
    bottom: 0;
    width: 35%;
    aspect-ratio: 53 / 33;
    opacity: 0.34;
    background: url(../img/wave-lines.svg) center / contain no-repeat;
    pointer-events: none;
    z-index: 0;
    background-size: cover;
}
/* keep the copy above the wave */
.invtl__tag,
.invtl__cols {
    position: relative;
    z-index: 1;
}
.invtl__panel[hidden] {
    display: none;
}
.invtl__tag {
    display: inline-block;
    margin-bottom: clamp(1rem, 2.4vw, 1.8rem);
    font-size: 0.68rem;
    font-weight: 800;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--gold-300);
    padding: 0.34rem 0.85rem;
    border: 1px solid rgba(212, 175, 55, 0.4);
    border-radius: 999px;
}
.invtl__cols {
    display: grid;
    grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.5fr);
    gap: clamp(1.4rem, 4vw, 3.2rem);
    align-items: start;
}
.invtl__panel h3 {
    margin: 0;
    font-size: clamp(1.15rem, 1.9vw, 1.5rem);
    color: #ecf1ff;
}
.invtl__body p {
    margin: 0;
    font-size: 0.95rem;
    color: #ecf1ff;
}
.invtl__body .invest__list {
    margin: 1.5rem 0 0;
}
.invtl__cta {
    margin-top: 1.6rem;
    justify-content: flex-end;
    width: 100%;
}

@media (max-width: 860px) {
    .invtl__cols {
        grid-template-columns: 1fr;
        gap: 1.1rem;
    }
    .invtl__rail {
        max-width: none;
    }
    .invtl__pill {
        font-size: 0.58rem;
        letter-spacing: 0.1em;
        padding: 0.3rem 0.55rem;
    }
    .invtl__cta {
        justify-content: flex-start;
    }
}

/* ---------- about: centred intro, 3-across cards, stats band ---------- */
.about__intro {
    max-width: 1040px;
    margin: 0 auto;
    text-align: center;
}
.about__intro p {
    margin: 0 0 1.1rem;
}
.about__intro p:first-child {
    font-size: 1.02rem;
}
.about__intro .btn {
    margin-top: 0.9rem;
}
.about__cards {
    display: grid;
    grid-template-columns: 1fr 1fr 2fr;
    gap: clamp(1rem, 1.8vw, 1.5rem);
    margin-top: clamp(2rem, 4.5vw, 3.4rem);
}
.about__cards .card {
    padding: 1.5rem 1.35rem;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 0.85rem;
}
/* one rhythm for every card: the gap above owns all the spacing */
.about__cards .card .card-icon {
    margin-bottom: 0;
}
.about__cards .card h3 {
    font-size: 1.1rem;
    margin: 0;
}
.about__cards .card p {
    font-size: 0.88rem;
    margin: 0;
}
.stats-band {
    max-width: 960px;
    margin: clamp(2rem, 4vw, 3rem) auto 0;
}
.stats-band .stats {
    margin-top: 0;
}

@media (max-width: 980px) {
    .about__cards {
        grid-template-columns: 1fr;
    }
}

/* ---------- decorative halftone: calculator (bottom-left), why (bottom-right) ---------- */
#calculator::before,
#why::before {
    content: "";
    position: absolute;
    bottom: 0;
    width: min(669px, 46%);
    aspect-ratio: 669 / 506;
    background: url("../img/bg_image.png") center / contain no-repeat;
    pointer-events: none;
    z-index: 0;
}
#calculator::before {
    left: 0;
}
#why::before {
    right: -82px;
    transform: rotate(270deg);
}
/* keep section content above the ornament */
#calculator > .container,
#why > .container {
    position: relative;
    z-index: 1;
}